DENVER – September 24, 2013 – (RealEstateRama) — After Colorado survivors apply for federal help that includes aid for damage to their homes, housing inspections are the next step.
A Federal Emergency Management Agency (FEMA) inspector will contact you to schedule an appointment for an inspection. The inspection is needed to verify and assess damages listed in your application. The inspection generally takes 30-40 minutes or less and consists of a general inspection of damaged areas of the home and a review of your records. There is no fee for the inspection.
When a FEMA housing inspector comes to visit your home, be sure they show you proper identification. All FEMA inspectors have prominent photo ID badges. If you are not shown photo identification, then do not allow the inspection. Unfortunately, disasters often bring out criminals who prey on the needs of disaster survivors – so beware of scams and scam artists.
If you suspect someone is posing as a FEMA inspector, call our toll-free Disaster Fraud Hotline at 866-720-5721, or call your local law enforcement officials.
It’s important to note that throughout the recovery process, applicants may receive a visit from more than one inspector. In addition to FEMA housing inspectors, representatives from the U.S. Small Business Administration (SBA) as well as state and local officials could visit neighborhoods in affected areas along with inspectors for private insurance coverage.
When a FEMA Housing Inspector visits your home, someone 18 years of age or older who lived in the household prior to the disaster must be present for the scheduled appointment. The inspector will ask to see:
Photo identification.
Proof of ownership/occupancy of damaged residence (structural insurance, tax bill, mortgage payment book/utility bill).
Insurance documents: home and/or auto (structural insurance/auto declaration sheet).
List of household occupants living in residence at time of disaster.
All disaster related damages to both real and personal property.
Once the inspection process is complete, your case will be reviewed by FEMA and you will receive a letter, or email if you signed up for E-Correspondence, outlining the decision about your claim.
